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you're better off sticking with the onboard one. you never stated what kind of onboard nic you are running. some chips like the Intel with CSA run better than any PCI card could.
your ISP won't even run 10Mbps, so it's pointless to worry about gigabit or fast ethernet speeds. that would only be useful within your local network. the bottleneck is your DSL or cable modem, not your nic.
the point is, I think you will be disappointed if you spend money on a new nic and don't see any performance gain.
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