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Sometimes you can roll your own solution for free. This assumes you're writing the website yourself and not using a WYSIWYG.
As far as graphics programs go, you could get away with Paint.NET or the GIMP.
For your web page editing you could get any of a million free text editors that do syntax highlighting for your web language of choice (one free one is TextPad).
For uploading you can grab an ftp solution that has a non-commercial free use license like SmartFTP.
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